Level Two of Asset Protection encompasses the operating business of the individual, which is normally the primary source of his/her income and the operation to which the business owner or professional gives the majority of his/her time.  It is critical that the business owner, the physician, the professional and/or the real estate investor examine the structure in which they operate as a business to make sure that their business is protected, their personal assets are protected and that their real estate is properly protected.  There are many tax and non tax factors which have to be analyzed and reviewed in order to select the proper form of business entity and structure.  It is absolutely essential and completely necessary for the professional, business owner and real estate investor to seek competent legal advice to make sure that their operating structure is properly set up and maintained for tax, legal and estate planning purposes.